Commercial Insurance
Contractors & Tradesmen Insurance in Indiana
Protect your tools, your crew, and your business. We find coverage built for the way contractors actually work.
Get a Contractors QuoteWho We Cover
General contractors, electricians, plumbers, HVAC technicians, roofers, painters, carpenters, drywall installers, flooring contractors, and all other skilled trades operating in Indiana.
Why Specialized Coverage Matters
Standard business insurance policies often fall short for contractors. Your work is physical, your liability exposure is high, and your equipment is expensive. One uncovered claim can end a business. As an independent agency, we work with carriers that specialize in contractor and tradesman coverage — carriers who understand your work and price it fairly.
Coverages We Place
- General Liability Insurance
- Workers' Compensation Insurance
- Commercial Auto / Contractor Vehicle Coverage
- Tools & Equipment (Inland Marine) Insurance
- Installation Floater Coverage
- Builder's Risk Insurance
- Umbrella / Excess Liability
- Surety Bonds (bid, performance, payment)
Common Questions
Do I need insurance if I'm a solo operator?
Yes. Most general contractors require subcontractors to carry their own GL policy. And without workers comp, a job-site injury could be financially devastating.
Can you cover my trailer and equipment?
Yes. We can bundle your commercial auto, tools, and equipment coverage to keep things simple and affordable.
What's the difference between a BOP and a GL policy?
A Business Owners Policy (BOP) bundles general liability with commercial property coverage, often at a discount. A standalone GL policy covers only liability. For most contractors, a GL plus inland marine (tools & equipment) is the right combination.
Ready to Get Covered?
Tell us about your business and we'll find the right coverage at the right price.
Start a QuoteOr call (317) 800-6201Independent Agency
As an independent agency, we're not tied to any single carrier. We shop multiple markets to find coverage that fits your specific business.
Our CarriersTake the Next Step
Ready to Get Better Coverage at a Better Rate?
Our team shops multiple carriers so you don't have to. Get your personalized quote in minutes.