Commercial Insurance
Trucking Insurance for Indiana Owner-Operators & Fleets
One late-filed certificate or lapsed policy can put you out of service. We make sure your authority stays active and your operation stays protected.
Get a Trucking QuoteWho We Cover
Owner-operators, small fleets, and mid-size trucking companies operating in Indiana. Interstate and intrastate carriers. Dry van, flatbed, refrigerated, tanker, and specialty hauls.
Why Specialized Coverage Matters
Trucking is one of the most regulated industries in America. FMCSA requires specific liability limits, and a lapse in coverage can result in your operating authority being revoked within days. Cargo claims, physical damage, and bobtail liability all require specialized forms that standard commercial auto policies don't provide. We work with carriers who understand trucking and process certificates quickly.
Coverages We Place
- Primary Auto Liability (FMCSA required)
- Physical Damage (collision & comprehensive)
- Motor Truck Cargo Insurance
- Non-Trucking Liability (bobtail)
- General Liability
- Occupational Accident
- Trailer Interchange
- Umbrella / Excess Liability
Common Questions
What information do you need to quote my truck?
DOT/MC number, number of power units and drivers, type of freight hauled, operating radius, current carrier and expiration date, and loss runs (claims history) for the last 3 years.
How quickly can I get a certificate of insurance?
Once bound, we can issue certificates same-day. For new business, the quoting and binding process typically takes 1–3 business days depending on the carrier.
What's the difference between bobtail and non-trucking liability?
Both cover you when driving without a load or outside the scope of your lease, but they apply in slightly different situations. We'll explain which is appropriate for your operation.
Ready to Get Covered?
Tell us about your business and we'll find the right coverage at the right price.
Start a QuoteOr call (317) 800-6201Independent Agency
As an independent agency, we're not tied to any single carrier. We shop multiple markets to find coverage that fits your specific business.
Our CarriersTake the Next Step
Ready to Get Better Coverage at a Better Rate?
Our team shops multiple carriers so you don't have to. Get your personalized quote in minutes.