Commercial Insurance
Self-Storage Facility Insurance in Indiana
Property and liability coverage that protects your buildings, your tenants, and your business — tailored for storage facility operators.
Get a Storage Facility QuoteWho We Cover
Self-storage facilities, mini-storage operations, climate-controlled storage businesses, boat and RV storage facilities, and portable storage container businesses operating in Indiana.
Why Specialized Coverage Matters
Self-storage facilities have unique insurance needs. You're responsible for the buildings and common areas, but your tenants are responsible for their own stored property. Tenant property liability, wrongful seizure of tenant property, and pollution liability from tenant-stored chemicals are exposures that standard commercial policies don't address. Specialty carriers understand the storage industry's legal landscape and write policies accordingly.
Coverages We Place
- Commercial Property Insurance
- General Liability Insurance
- Tenant Property Liability
- Business Owners Policy (BOP)
- Workers' Compensation
- Equipment Breakdown
- Business Interruption Insurance
- Commercial Umbrella
Common Questions
Am I liable if a tenant's stored property is stolen or damaged?
Generally, self-storage operators are not responsible for tenants' stored property under standard rental agreements. However, you may face claims if negligence is alleged. Tenant property liability coverage defends you against such claims.
Should I offer tenant insurance to renters?
Many storage operators offer tenant insurance programs as an add-on at rental. This is a separate product from your facility coverage and can be a revenue stream while protecting tenants. We can discuss options.
Ready to Get Covered?
Tell us about your business and we'll find the right coverage at the right price.
Start a QuoteOr call (317) 800-6201Independent Agency
As an independent agency, we're not tied to any single carrier. We shop multiple markets to find coverage that fits your specific business.
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